Clifford Kearns 

Owner/Managing Member

Clifford Kearns is the founding member of Mid-Atlantic Commercial Capital, LLC; specializing in commercial and business real estate. Mr. Kearns career has spanned 18 years in the construction industry and 20 years in the lending industry. Cliff owned and managed Cedar Creek Mortgage for 10 years, while owning and overseeing the development of Pelham's Reach a 180 home, upscale residential subdivision located in Culpeper, VA.  In 2009 he turned his sights on the commercial real estate industry, utilizing years of networking he established relationships with lenders and investors that has in turn made Mid-Atlantic Commercial Capital, LLC successful today. Mr. Kearns takes pride in the ability to tailor a loan to fit your businesses needs.


Andrew Kube

Loan Consultant

Andrew Kube has over 22 years experience in the lending industry, he is a successful loan consultant specializing in commercial and business loans.  Mr. Kube attended George Mason and Radford University before pursuing his lending career. He ran the most profitable branches for H & R Block Mortgage and Residential Finance. Andrew thrives on unique and challenging loans and believes every client deserves an accurate and honest assessment of the loan process. Outside of work Andrew enjoys time with his children Lauren & Drew.

Kristen Tidwell

Executive Assistant

Kristen Tidwell comes to Mid-Atlantic Commercial Capital, LLC with 17 years of banking and administrative experience.  Ms. Tidwell started her financing career at the age of 19 as a receptionist for CTX Mortgage Company before becoming a residential mortgage processor in 2004.  Ms. Tidwell continued processing residential mortgages for Second Bank & Trust as well as Southern Trust Mortgage before branching out into the commercial mortgage industry in 2009.  Kristen believes that every client deserves to be well informed and treated with the highest level of customer service.

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