Commercial Bridge Loans

Businesses often need to acquire commercial real estate within a short period of time. Long-term mortgage or refinance can take time to process. We at Mid-Atlantic Commercial Capital, LLC can assist you in applying for a commercial bridge loan to meet your immediate financing needs. Our vast experience in different types of commercial financing solutions allows us to arrange the ideal loan options for small businesses.

What is a Commercial Bridge Loan?

A commercial bridge loan is a short-term real estate loan designed for buying commercial property before a long-term mortgage can be arranged. These loans can be issued by traditional lending institutions including banks. They help your business compete with all-cash buyers. If you need to arrange funds quickly to take advantage of a real estate purchase option, we can help you.

Our commercial bridge loan solutions provide immediate access to funds for refinancing or quickly closing a purchase.

Key Features

Funds up to 75% of the value of the property
Repayment within 36 months
Payments need to be made only on the interest
Principal payment is due at the end of the term
Pre-approval takes up to 3 business days to complete

Thus, you can get access to purchase funds much faster than other forms of loans and act quickly.

Application of Commercial Bridge Loan

These short-term commercial loans are perfect for the following situations:

Refinancing because of maturity
Making the most of stabilization/repositioning opportunities
Buying distressed real estate

The types of properties that are considered eligible under this program include:

Retail
Warehouse
Hospitality
Self-storage facility
Medical offices
Assisted living
Skilled nursing
Franchised restaurants

The types of real estate-related transactions that are covered include:

Financing an acquisition
Debt consolidation
Debt recapitalization
Minor repositioning or construction
Auction purchases
Opportunistic purchases
Discounted payoff financing
CAPEX/FFE financing

Advantages of Commercial Bridge Loans

Before you apply for any types of loan for the above-mentioned commercial applications, it is recommended to know about the key advantages of choosing commercial bridge loans from us:

Low Monthly Payments

Payments are to be made only on the interest. This allows you to have more cash on hand for other business expenses. You can generate profits on your purchase before paying off the principal amount.

Faster Closing

Most commercial lending options can take 45 days to 60 days to close. Commercial bridge loans through Mid-Atlantic Commercial Capital, LLC take an average of 30 days from application to close. Depending on the circumstances, it may be possible to close within 10 days as well.

Competitive Interest Rates

We can help you find competitive rates. This makes it easier for your company to borrow the funds required to grow.

When you choose our services, you will be working with one of the most reputed commercial finance brokers in the market. We help you find the most competitive commercial bridge loan options. We have over 35 years of combined experience in the field of commercial lending, acquisitions, real estate development, sales, marketing, and relevant fields. Feel free to call us today at (540) 825-9800 or write to us at ckearns@maccllc.com for more information.