Acquiring Capital Through Commercial Financing Services

Navigating the business world can be confusing and challenging; not everyone fits into the same mold and bank guidelines when it comes to commercial lending. More often than not, most banks employ a policy to lend money only to those companies that already have adequate financial resources. If you are looking to acquire capital to help you achieve your goals, you can turn to Mid-Atlantic Commercial Capital, LLC. We are in a position to provide all the various types of financing that small to medium-sized businesses need.

Who We Are

Mid-Atlantic Commercial Capital, LLC is your locally owned, nationally recognized financial company in Culpeper, VA that aims to meet your commercial financing needs. We have a broad range of lenders for the various programs included in our portfolio.

Our Network of Lenders

We tap into a network of lenders that include government funding agencies, private investors, collateral lenders as well as a few that are “outside the box”—for those hard to place loans. We have successful track records with these lenders, thus they know that if a loan is presented by us, it meets their criteria, and the information is complete.

An Experienced Management Team

Backed by more than 35 years of combined experience in the lending, real estate development, acquisitions, sales, and marketing industries, our management team has the qualifications needed to guide us in serving you. Because of this, we truly understand all aspects of your funding needs. We feel it is important to help you communicate your needs and get the deal closed as quickly as possible—enabling you to resume business operations.

How We Can Help

Our extensive experience with almost every type of commercial financing requests as well as various creative combinations of financing methods allows us to close a higher percentage of deals. We also have the knowledge and ability necessary to package the loan correctly—presenting your loan to the appropriate lender while saving valuable time and money for you, the borrower.

We will let you know up front if we think the finance request is going to be easy or difficult, based on the situation, collateral, and time frame the funds are needed. We will always keep you in “the loop” as far as the status of your loan and are available after hours and weekends to get your loan expedited.


Mid-Atlantic Commercial Capital, LLC

- William, Dickeys BBQ

“I was referred to MACC thru a friend. I was opening a new Franchise and qualified for SBA financing great...”

Line of Credit

- Jeff, Bootville

“I was looking for some extra cash to cover some repairs and additional working capital for my business. Mid-Atlantic provided...”

Mid-Atlantic Commercial Capital, LLC

- Sarah, Pine Brook Inn

“We have a family owned business that has been in our family for years you made it possiable for us...”

Mid-Atlantic Commercial Capital, LLC

- Tom, Hawkins Construction

“I purchase residential homes and flip them I needed money quickly to finish one of our properties. Cliff closed our...”

Our Team


Clifford Kearns

Owner/Managing Member
Sam Patel

Sam Patel

VP Business Development
Bob Picture

Bob Cagle

VP Business Development

Reach Out to Us

Mid-Atlantic Commercial Capital, LLC is a trusted commercial financing company that offers loans to fund shopping centers, real estate development projects, and more. For additional information about our company, get in touch with us.