Stated Commercial Loans
A maximum loan-to-value (LTV) to 80% for stated-income commercial real estate loans. Loan amounts from $250,000 to $5,000,000. It is designed for property investors or business owners who can’t document personal or business income but who have personal credit scores over 700 (borrowers with less than 700 credit can still receive stated income financing up to 75% LTV).
Traditional Commercial Mortgage
A standard commercial loan issued by a bank or lending institution and not backed by the federal government. Traditional commercial mortgages are used to purchase or refinance such things as an office building, retail center, shopping center, industrial warehouse, and more.
Subprime SBA loan
(SBA) loans for the non-conforming business owner. We have no collateral requirement for loans </= $500,000 and for loans > $500,000 we can provide up to 150% LTV(loan-to-value) in 1st, 2nd or 3rd position on real estate and/or equipment. Whether you are seeking working capital, funds to purchase real estate, equipment or a business; or want to refinance debt or consolidate merchant cash advances into one affordable monthly payment
CDC / SBA 504 loan
A loan in which commercial real estate is backed by the U.S. Small Business Association. CDC / SBA 504 loans help new and existing businesses purchase or refinance an owner-occupied commercial property.
SBA 7(a) loan
A loan in which a mortgage is backed by the U.S. Small Business Administration. SBA 7(a) loans are the most common type of SBA loans and they help businesses purchase or refinance owner-occupied commercial properties up to $5,000,000.
Commercial Bridge loan
A short-term real estate loan used to purchase commercial property before refinancing to a long-term mortgage at a later date. Commercial bridge loans are issued by traditional banks and lending institutions and help borrowers compete with all-cash buyers
Commercial Hard money loan
A short-term loan used to purchase and sometimes renovate an owner-occupied commercial property before refinancing to a long-term mortgage. Commercial hard money loans are similar to commercial bridge loans in that they help businesses close fast and offer interest-only payments throughout the life of the loan.
Merchant cash Advance
A cash advance allows business owners who accept credit card payments or has other payment or receivables streams to obtain an advance of the funds regularly flowing through the business merchant account.